Growing Old at Home
Most seniors enjoy their retirement while living at home and fear moving to a new, unknown place at a later stage in life. But even though daily tasks may not be a challenge today, they can become very difficult over time up until it is not possible to handle them alone anymore and assistance is needed.
Continuing Care Retirement Communities provide an optimal solution as a type of senior care in order to address these needs and fears. They specialize in offering the full spectrum of care from independent living to assisted living and long-term care all on one campus. Therefore, the need to move to e.g. an Assisted Living Community at a later stage is eliminated. Seniors have the chance of growing old within one familiar, senior-friendly community regardless of health condition changes.
What services are provided within a Continuing Care Retirement Community?
Generally speaking, residents move to a CCRC community when they are still somewhat active and benefit from the independent living option within a CCRC. By taking advantage of lifestyle programs offered by the facility, seniors can enjoy social, recreational and educational activities. These typically include travel and garden clubs as well as health and fitness programs. In addition, seniors mostly have the choice of taking advantage of services such as housekeeping and laundry.
As residents begin to age, they are offered assisted living care and long-term care.
Typical services at this stage include assistance with:
Sometimes, skilled nursing is available and so seniors’ medical needs are also taken care of.
Available services and amenities differ from community to community. However, all CCRC follow the same principle that is eliminating the need to move to a different senior care community at a later stage in life.
The Cost of Continuing Care Retirement Communities
Due to the fact that CCRC costs are not subject to outside regulations, their pricing models differ and there is much variation to be found. Monthly fees depend on service and contract plans chosen and can be anywhere between $500 and $3,000 or more.
Some CCRC require an entrance fee starting as low as $20,000, running up to $500,000 or more, but this depends on the size and location of your unit as well as the community.
The cost of a CCRC and how to pay for it can be quite confusing, especially as there is great discrepancy between the states and the communities. Whereas some communities accept Medicare and Medicaid in their assisted living, long-term or skilled nursing care programs, others only accept private pay. Therefore, it is best to check with the prospect community and have them explain their fees. They are also most likely to help you with the question of how to finance their services.
Choosing a Continuing Care Retirement Community
Being able to avoid moving to an unfamiliar environment when seniors are beginning to struggle with their aged body is one of the biggest advantages of CCRC’s. In fact, they simplify transitions between changes in health and mental conditions since residents know their community and the staff.
Rushing to the conclusion that CCRC represent the perfect type of senior care for your loved one or even yourself, however, should be avoided. Before deciding on CCRC as the perfect type of senior care, it is essential having evaluated the benefits of other senior care options and having weighed up their (dis-) advantages.
Friends, family members, colleagues and acquaintances can be an informative source regarding recommendations and experiences with senior care options and specific communities.
Furthermore, Think Senior Care has also put together an extensive senior care catalog with facilities located all across the nation. This is an optimal tool to browse for a community that succeeds in meeting all criteria you or your loved one have. Also, Think Senior Care offers the possibility to connect with a prospect community and perhaps schedule a visit with them.
In the end, not everything is as good in reality as it may appear on paper. Thus, getting to know the staff, senior residents and their friends and families is an important step to take before deciding on a CCRC and making it your or your loved one’s new home.
Download our Continuing Care Retirement Community (CCRC) Checklist to evaluate retirement communities and better determine if this type of care is best for your loved one.